Core

This guide is right for you if you are:

• Implementing a J.P. Morgan Chase (JPMC) Wholesale Payments solution
• Leveraging JPMC Merchant Services and Treasury Services in your solution
• A Payment Facilitator (PayFac)
• Building a payments business
• Building your own end-to-end user experience

The following integration steps cover how to: integrate the WePay API to register merchants with Chase, board merchants to the Amex OptBlue Program*, and conduct MATCH screening for your merchants. By the end of this guide, you will be able to successfully register a merchant; you'll need to continue integrating with Chase Merchant Services.

As a PayFac, you'll integrate with the WePay API, the Chase Merchant Solutions Host, and the Treasury Services Host. Collectively, these integrations will fulfill four key functions:

1. Register Sub-merchants
   You (the PayFac) will register sub-merchants with Chase by using the WePay API
2. Process Transactions
   Customize your authorization and settlement connection according to your own product requirements
3. Get Reports
   Chase Merchant Services and Treasury Services will make data available via portal, API, and automated file delivery
4. Receive Funding
   In your Treasury Services account, you will receive funds from Chase Merchant Services for card transactions (authorized and settled)
   With a direct integration with the Treasury Host, you will then send funding to your sub-merchants using the appropriate method of payment